Articles

Your Right to be Left Alone by Collectors

One of the main reasons people decide to file bankruptcy is to end, finally, the endless calls from creditors and collectors. When you file for bankruptcy, federal law provides that all of these communications must stop.  11 U.S.C. §362  But what happens when your bankruptcy ends? There again, the Bankruptcy Code has the answer. The post-discharge injunction found in 11 U.S.C  §524 gives debtors protection from creditors whose debts they have discharged.  Once a debt has been discharged, no creditor or collector may ever take any action to collect, recover, or offset that debt. This rig ...

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Your Right to Cell Phone Privacy

Cell phones are inescapable in the modern world. Most of us have them with us at all times, always on. As convenient as they are for us, they are just as convenient a tool for debt collectors and creditors to reach you anywhere, anytime. Sometimes, even long after your discharge, the collection calls just keep coming. While ALL collection calls on discharged accounts violate federal law, there are special, additional protections from being “dunned” by cell phone. That’s because cell phone communications are easy for debt collectors and creditors to abuse. Congress has en ...

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Read our best-selling book: The Lean Law Firm!

Read our best-selling book: The Lean Law Firm! With Larry Port, founder of Rocket Matter, Dave is the author of the first-ever graphic novel published by the American Bar Association (ABA). The Lean Law Firm, best-selling book at the 2018 ABA TechShow, shows lawyers how to apply the lean methodologies and systems thinking used by the world's most efficient and profitable companies (Nike, Intel, and Toyota). Far from a dry read, The Lean Law Firm follows the story of lawyer Carson Wright, who suddenly finds himself responsible for saving a small law firm, as his mentor Guy Chapman imparts the ...

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