Articles

What is a Security Freeze?

What's a security freeze? A security freeze, also known as a credit freeze, is when you instruct the credit reporting agencies not to release your credit report or score to anyone without your say so. This is the single most effective way to protect yourself from identity thieves. Why? because most identity theft - at least for anyone trying to open new credit in your name -- starts with the identity thief making a credit application in your name, using your personal information. In order to grant that credit, most banks, lenders, and finance companies will then pull your credit report. If th ...

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Can I Sue a Car Dealer for Lying?

It's a question that many car buyers ask themselves: Can a car Dealer lie to me? Like many things in life, the answer is not entirely clear. Except in a few situations, car dealers are not required to tell you the truth, and they can take advantage of this fact. In this blog post, we will discuss some of the most common lies that car dealers tell their customers, and what you can do to protect yourself from being taken advantage of (and what you can do when you are). Car dealers don't have to tell you everything. In fact, they're legally allowed to withhold some information from you if they t ...

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Do I Need an Attorney to Dispute My Credit Report?

Download our FREE guide on how to dispute your credit report What is a credit report and why dispute it? If you're like most people, you've heard of credit reports, but you may not know exactly what one is. A credit report is a record of your borrowing and repayment history. It includes information about how much money you've borrowed and how on time (or not) you've been with making repayments. If you've ever applied for a loan or credit card, the lender has likely checked your credit score and report. How can I correct mistakes on my credit report? First, know how importan ...

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