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Bank Fraud: A Quick Guide for Consumers
December 12, 2023Consumer Protection
As an attorney who has represented consumers in cases against banks for more than 20 years, I've seen an unprecedented and startling storm of bank fraud over the last 18 months. If your money (or a loved one’s) has seemingly just washed away from your bank account, let's break down the three primary types of fraud we're seeing all over SC: Elder Scams: Typically, scammers convince elderly individuals to move their money to a "secure" location, often through a series of deceptive emails, texts, and phone calls. Sometimes, these scams are preceded by "Team Viewer" or other remote ...
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The Unending Ring: Telemarketing Calls and What You Can Do About Them
September 29, 2023Consumer Protection
You may have seen HBO's new docuseries "Telemarketers." It's a fascinating deep dive into the world of telemarketing, showing the tactics they use and the people behind the calls. It's a must-watch for anyone wanting to understand why these calls keep coming and what can be done about it. But what can you do if the world of Telemarketers comes calling on your cell phone? And why, despite the government's best efforts, are they still buzzing our lines? First off, telemarketing is like playing the lottery. They're dialing for dollars and for every thousand folks who hang up, there's one ...
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Take Control of Your Mortgage: Tips for Dealing with Mortgage Servicers
July 18, 2023Consumer Protection
Owning a home is a dream come true for many of us. However, it also comes with its own set of challenges, and dealing with mortgage servicers is one of them. A mortgage servicer is simply the company that you pay your mortgage payments to. While they generally keep decent records, they can still make mistakes like sending a statement with the wrong amount owed, unexplained charges, and failing to credit a payment. If you've ever noticed an issue with your mortgage statement, it probably caused you some alarm. Maybe your mortgage servicer misapplied your payment. Or, you were charged fees fo ...
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